.lbmf{--ink:#172033;--muted:#687285;--line:#e8ebf1;--soft:#f7f8fb;--accent:#176b5b;--accent2:#0e5548;max-width:1180px;margin:0 auto;padding:18px 16px 48px;color:var(--ink);font-family:inherit}
.lbmf *{box-sizing:border-box}.lbmf-hero{padding:34px;border:1px solid var(--line);border-radius:24px;background:linear-gradient(135deg,#fff,#f5faf8);box-shadow:0 10px 30px rgba(21,32,51,.06)}
.lbmf-eyebrow{display:inline-block;font-size:13px;font-weight:800;color:var(--accent);letter-spacing:.02em;margin-bottom:8px}
.lbmf-hero h2{font-size:clamp(28px,4vw,44px);line-height:1.15;margin:0 0 12px;letter-spacing:-.04em}.lbmf-hero p{font-size:17px;line-height:1.7;color:var(--muted);max-width:820px;margin:0 0 20px}
.lbmf-search-wrap{display:flex;gap:8px;max-width:820px}.lbmf-search{flex:1;min-width:0;border:1px solid #d9dee8;border-radius:14px;padding:15px 16px;font-size:16px;background:#fff}
.lbmf-search-btn,.lbmf-official{border:0;border-radius:14px;background:var(--accent);color:#fff!important;font-weight:800;text-decoration:none;padding:14px 18px;cursor:pointer}.lbmf-search-btn:hover,.lbmf-official:hover{background:var(--accent2)}
.lbmf-quick{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.lbmf-quick button{border:1px solid #dfe5e2;background:#fff;border-radius:999px;padding:8px 12px;cursor:pointer;color:#384454}
.lbmf-guide{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin:16px 0;padding:14px 18px;border-radius:16px;background:#172033;color:#fff;font-size:14px}.lbmf-guide strong{margin-right:2px}
.lbmf-filters{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:12px;align-items:end;margin:22px 0 12px}.lbmf-filters label{display:block;font-size:12px;font-weight:800;margin-bottom:6px;color:#515d70}
.lbmf-filters select,.lbmf-filters input{width:100%;border:1px solid #dce1e9;border-radius:12px;padding:12px;background:#fff;font-size:14px}.lbmf-reset{height:43px;border:1px solid #dce1e9;background:#fff;border-radius:12px;padding:0 15px;cursor:pointer}
.lbmf-summary{display:flex;gap:5px;align-items:center;flex-wrap:wrap;color:#576276;font-size:14px;margin:12px 0 16px}.lbmf-summary strong{color:var(--ink)}.lbmf-note{margin-left:auto;font-size:12px;color:#7a8494}
.lbmf-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.lbmf-card{border:1px solid var(--line);border-radius:20px;padding:20px;background:#fff;box-shadow:0 5px 18px rgba(20,31,50,.04)}
.lbmf-card[hidden]{display:none!important}.lbmf-card-top{display:flex;justify-content:space-between;gap:8px;align-items:center}.lbmf-badge{font-size:12px;font-weight:800;color:var(--accent);background:#edf7f4;border-radius:999px;padding:6px 9px}.lbmf-status{font-size:12px;color:#6a7485}
.lbmf-card h3{font-size:20px;line-height:1.35;margin:13px 0 8px;letter-spacing:-.02em}.lbmf-desc{color:var(--muted);line-height:1.65;margin:0 0 16px}
.lbmf-meta{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:10px 0;margin:0 0 16px}.lbmf-meta div{display:flex;justify-content:space-between;gap:20px;padding:5px 0}.lbmf-meta dt{color:#768092;font-size:13px}.lbmf-meta dd{margin:0;text-align:right;font-size:13px;font-weight:700}
.lbmf-actions{display:flex;gap:10px;align-items:center;justify-content:space-between}.lbmf-detail{font-weight:700;text-decoration:none;color:#334054}.lbmf-official{font-size:13px;padding:11px 13px}
.lbmf-empty{padding:28px;text-align:center;border:1px dashed #cfd5df;border-radius:18px;background:var(--soft)}.lbmf-trust{margin-top:22px;padding:20px;border-radius:18px;background:var(--soft)}.lbmf-trust h3{margin:0 0 8px;font-size:16px}.lbmf-trust p{margin:0;color:#657083;line-height:1.7}
.screen-reader-text{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:760px){.lbmf{padding-left:12px;padding-right:12px}.lbmf-hero{padding:24px 18px;border-radius:20px}.lbmf-hero p{font-size:15px}.lbmf-search-wrap{display:grid;grid-template-columns:1fr}.lbmf-search-btn{width:100%}.lbmf-filters{grid-template-columns:1fr 1fr}.lbmf-filters>div:nth-child(3){grid-column:1/3}.lbmf-reset{grid-column:1/3}.lbmf-note{width:100%;margin-left:0}.lbmf-grid{grid-template-columns:1fr}.lbmf-actions{align-items:stretch;flex-direction:column}.lbmf-detail,.lbmf-official{text-align:center;padding:12px}.lbmf-guide{gap:8px;font-size:13px}}

/* Search-to-Action v1.2 */
.lbmf-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:14px 0}.lbmf-flow span{border:1px solid var(--line);border-radius:12px;padding:10px 12px;font-size:12px;background:#fff;color:#596577}.lbmf-flow b{display:block;color:var(--ink);font-size:11px;margin-bottom:2px}
.lbmf-personalize{border:1px solid var(--line);border-radius:18px;background:#fff;margin:16px 0;overflow:hidden}.lbmf-personalize summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 18px}.lbmf-personalize summary::-webkit-details-marker{display:none}.lbmf-summary-cta{font-size:13px;font-weight:800;color:var(--accent)}
.lbmf-profile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:0 18px 14px}.lbmf-profile-grid label{display:block;font-size:12px;font-weight:800;margin-bottom:6px}.lbmf-profile-grid select,.lbmf-profile-grid input{width:100%;border:1px solid #dce1e9;border-radius:12px;padding:12px;background:#fff}.lbmf-profile-action{display:flex;align-items:end}.lbmf-profile-apply{width:100%;border:0;border-radius:12px;padding:13px;background:var(--ink);color:#fff;font-weight:800;cursor:pointer}.lbmf-privacy{font-size:12px;color:#7a8494;margin:0;padding:0 18px 16px}
.lbmf-decision-head{display:flex;justify-content:space-between;gap:10px;align-items:center;margin:14px 0 4px}.lbmf-profile-state{font-size:12px;margin-left:8px;padding:5px 8px;border-radius:999px;background:#f0f2f6;color:#768092}.lbmf-profile-state.active{background:#edf7f4;color:var(--accent);font-weight:800}.lbmf-saved-toggle{border:1px solid #dce1e9;background:#fff;border-radius:999px;padding:8px 12px;cursor:pointer}.lbmf-saved-toggle.active{background:var(--ink);color:#fff}
.lbmf-rank{font-size:12px;font-weight:800;padding:6px 9px;border-radius:999px;background:#f0f2f6;color:#687285}.lbmf-rank.high{background:#e8f6ef;color:#176b5b}.lbmf-rank.check{background:#fff4dc;color:#8a5b00}.lbmf-rank.low{background:#f2f3f5;color:#7c8490}.lbmf-rank.neutral{background:#f0f2f6;color:#687285}
.lbmf-condition{display:flex;gap:8px;align-items:flex-start;border-radius:12px;background:#f7f8fb;padding:10px 12px;margin:0 0 12px;font-size:13px}.lbmf-condition strong{white-space:nowrap}.lbmf-freshness{font-size:12px;line-height:1.5;padding:9px 11px;border-radius:10px;margin:-4px 0 12px}.lbmf-freshness.warn{background:#fff7e8;color:#7a5200}.lbmf-freshness.danger{background:#fff0f0;color:#9b2929}
.lbmf-secondary-actions{display:flex;justify-content:space-between;gap:8px;margin-top:10px}.lbmf-secondary-actions button{border:0;background:transparent;padding:6px 2px;color:#697486;font-size:12px;cursor:pointer}.lbmf-secondary-actions .saved{color:var(--accent);font-weight:800}.lbmf-related-box{margin-top:10px;border-top:1px solid var(--line);padding-top:10px;font-size:13px}.lbmf-related-box strong{display:block;margin-bottom:7px}.lbmf-related-box a{display:block;color:#334054;text-decoration:none;padding:6px 0}.lbmf-related-box a:hover{text-decoration:underline}
.lbmf-return{display:grid;grid-template-columns:.8fr 1.2fr;gap:18px;margin-top:24px;padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}.lbmf-return h3{margin:2px 0 6px}.lbmf-return p{margin:0;color:#6c7686;font-size:13px}.lbmf-recent{display:grid;gap:7px}.lbmf-recent a{display:block;padding:9px 11px;border-radius:10px;background:var(--soft);text-decoration:none;color:#334054;font-size:13px}.lbmf-recent-empty{font-size:13px;color:#7b8492}
@media(max-width:760px){.lbmf-flow{grid-template-columns:repeat(2,1fr)}.lbmf-profile-grid{grid-template-columns:1fr 1fr}.lbmf-profile-action{grid-column:1/3}.lbmf-decision-head{align-items:flex-start}.lbmf-return{grid-template-columns:1fr}.lbmf-personalize summary{align-items:flex-start}.lbmf-summary-cta{white-space:nowrap}}
@media(max-width:460px){.lbmf-profile-grid{grid-template-columns:1fr}.lbmf-profile-action{grid-column:auto}.lbmf-flow{grid-template-columns:1fr 1fr}.lbmf-decision-head{flex-direction:column}.lbmf-saved-toggle{align-self:flex-start}}


/* Search-to-Action SEO article v1.3 */
.lb-sta-article{--sta-ink:#172033;--sta-muted:#657083;--sta-line:#e7ebf0;--sta-soft:#f7f9fb;--sta-accent:#176b5b;max-width:860px;margin:0 auto;color:var(--sta-ink);font-family:inherit}
.lb-sta-article *{box-sizing:border-box}.lb-sta-article section{margin:0 0 34px}.lb-sta-article h2{font-size:clamp(23px,3vw,30px);line-height:1.3;letter-spacing:-.03em;margin:0 0 15px}.lb-sta-article h3{font-size:17px;line-height:1.4;margin:4px 0 7px}.lb-sta-article p,.lb-sta-article li{line-height:1.78}.lb-sta-article a{overflow-wrap:anywhere}
.lb-sta-answer{padding:26px;border:1px solid var(--sta-line);border-radius:22px;background:linear-gradient(135deg,#fff,#f2faf7);box-shadow:0 8px 24px rgba(23,32,51,.05)}.lb-sta-kicker{display:block;color:var(--sta-accent);font-size:13px;font-weight:800;margin-bottom:9px}.lb-sta-lead{font-size:19px;line-height:1.7!important;margin:0 0 14px}.lb-sta-facts{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 17px}.lb-sta-facts span{font-size:12px;padding:7px 9px;border-radius:9px;background:#fff;border:1px solid var(--sta-line)}.lb-sta-primary{display:inline-block;padding:14px 18px;border-radius:13px;background:var(--sta-accent);color:#fff!important;text-decoration:none!important;font-weight:800}.lb-sta-micro{font-size:12px;color:var(--sta-muted);margin:12px 0 0!important}
.lb-sta-steps,.lb-sta-official-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.lb-sta-steps article,.lb-sta-official-grid article{border:1px solid var(--sta-line);border-radius:16px;padding:16px;background:#fff}.lb-sta-steps b{font-size:11px;color:var(--sta-accent)}.lb-sta-steps p,.lb-sta-official-grid p{font-size:14px;color:var(--sta-muted);margin:0}.lb-sta-official-grid a{display:inline-block;margin-top:11px;font-size:13px;font-weight:800;color:var(--sta-accent);text-decoration:none}
.lb-sta-branches,.lb-sta-related-money{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.lb-sta-branches a,.lb-sta-related-money a{display:flex;flex-direction:column;gap:3px;padding:15px;border:1px solid var(--sta-line);border-radius:14px;background:#fff;text-decoration:none;color:var(--sta-ink)}.lb-sta-branches a:hover,.lb-sta-related-money a:hover{border-color:#b9d8cf}.lb-sta-branches span,.lb-sta-related-money span{font-size:13px;line-height:1.55;color:var(--sta-muted)}
.lb-sta-decision,.lb-sta-warning{padding:20px;border-radius:17px;background:var(--sta-soft)}.lb-sta-decision ul{padding-left:21px;margin-bottom:12px}.lb-sta-warning{border-left:4px solid #c38b2d}.lb-sta-cta-final{padding:24px;border-radius:20px;background:var(--sta-ink);color:#fff}.lb-sta-cta-final span{font-size:12px;font-weight:800;color:#b9d8cf}.lb-sta-cta-final h2{color:#fff;margin-top:5px}.lb-sta-cta-final p{color:#dfe4ec}.lb-sta-cta-final .lb-sta-primary{background:#fff;color:var(--sta-ink)!important}
.lb-sta-faq details{border-top:1px solid var(--sta-line);padding:12px 0}.lb-sta-faq summary{cursor:pointer;font-weight:800}.lb-sta-faq details p{font-size:14px;color:var(--sta-muted);margin:8px 0 0}.lb-sta-sources{border-top:1px solid var(--sta-line);padding-top:22px}.lb-sta-sources ul{padding-left:20px}.lb-sta-sources li{font-size:14px;margin-bottom:7px}.lb-sta-updated{font-size:12px;color:var(--sta-muted)}.lb-sta-ad-slot:empty{display:none}
@media(max-width:720px){.lb-sta-answer{padding:20px 17px}.lb-sta-lead{font-size:17px}.lb-sta-primary{display:block;text-align:center}.lb-sta-steps,.lb-sta-official-grid,.lb-sta-branches,.lb-sta-related-money{grid-template-columns:1fr}.lb-sta-article section{margin-bottom:28px}.lb-sta-decision,.lb-sta-warning,.lb-sta-cta-final{padding:18px}}


/* Money taxonomy navigation v1.4 */
.lbmf-lanes{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:16px 0 12px}.lbmf-lanes button{min-width:0;border:1px solid var(--line);border-radius:16px;padding:14px;text-align:left;background:#fff;color:var(--ink);cursor:pointer;transition:.18s ease}.lbmf-lanes button:hover,.lbmf-lanes button.active{border-color:#8fc1b3;background:#eff8f5;transform:translateY(-1px)}.lbmf-lanes b{display:block;font-size:15px;margin-bottom:4px}.lbmf-lanes span{display:block;color:var(--muted);font-size:12px;line-height:1.4}.lbmf-money-links{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:0 0 16px}.lbmf-money-links button{border:1px solid #dde3e9;border-radius:999px;background:#fff;padding:10px 11px;color:#3e4a5d;font-size:13px;font-weight:700;cursor:pointer}.lbmf-money-links button:hover{border-color:#9cc8bc;color:var(--accent);background:#f4faf8}.lbmf-lane-state{font-size:12px;margin-left:6px;padding:5px 8px;border-radius:999px;background:#eef8f5;color:var(--accent);font-weight:800}
@media(max-width:760px){.lbmf-lanes{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.lbmf-lanes button{padding:13px 12px}.lbmf-money-links{display:flex;overflow-x:auto;gap:7px;padding:1px 0 7px;scrollbar-width:none}.lbmf-money-links::-webkit-scrollbar{display:none}.lbmf-money-links button{white-space:nowrap;flex:0 0 auto}.lbmf-hero h2{font-size:30px}}